Chime
Chime simply makes banking awesome with no hidden fees and members receive their paycheck up to two days early once direct deposit is enabled. Every new member also receives a free $50 welcoming bonus when their first direct deposit of $200 or more is made and it is completely free to apply for an account. Another great feature of Chime is that there are no overdraft fees, minimum balance requirements or foreign transaction fees. Additionally, there are over 38,000 MoneyPass and VisaPlus Alliance ATM’s that are free to use and Chime also features a free savings account that rounds up your purchases and amazingly your payments too so every transaction results in a positive addition to your savings account. For peace of mind, Chime gives you complete control by sending constant alerts of all transactions along with your account’s daily balance. Their security is top-notch which assures the protection of your sensitive information and the prevention of any unauthorized use of your account. Last but not least, your deposits are FDIC insured up to $250,000 so it’s obvious that Chime really does make banking awesome, especially for those of us that travel frequently and benefit greatly from reliable online banking.
Mint Mobile
We are all looking for cell phone plans that are cost effective yet offer excellent coverage with unlimited text, talk and data plans. These days, there are many prepaid plans to choose from and amongst the best is Mint Mobile. They run off of the T-Mobile network, which is constantly upgrading to reach more people nationwide while providing ultra capacity 5G support at no additional cost. What’s more, upon signing up for service Mint Mobile will provide a free SIM card kit and just about any android phone is compatible with their service. You will also have the ability to keep your current number or switch to a new number if you’d like and Mint Mobile's prices are phenomenal with a wide variety of plans to choose from. There is currently a three-month unlimited plan for $90 that comes with an additional three months for free. Mint Mobile is simply awesome!
Firstrade
Firstrade is an online brokerage firm that provides online and mobile trading of stocks/ETFs, options, mutual funds, fixed income products and much more. They also feature zero dollar trading costs and no per-contract fees for options trades, while beginning investors will appreciate Firstrade’s $0 account minimum to begin investing. Additionally, investors that are focused on long-term investments will benefit from commission-free trades on all mutual funds and they also offer extended hours of trading along with a 0.1 second trade execution guarantee. Equipped with mobile apps and three trading platforms, Firstrade provides exceptional brokerage services for traders of all sorts whether you are a day trader or a retirement investor looking to open an IRA. Lastly and very refreshing, they are also open to international investors. Beyond the United States, Firstrade also accepts clients from 60 nations and territories, including Japan, South Korea, China, Hong Kong, Macau, Taiwan, Singapore, New Zealand, Israel, Saudi Arabia, the United Arab Emirates and Mexico. Please note that a U.S. Social Security number or a tax ID number are not required to trade on their platform.
Stash
Stash is an investing app that is designed to simplify stock selection and trading. This is accomplished in several different ways, which includes minimizing the number of investments to around 450 various stocks and exchange traded funds (ETF’s). These investment options are presented to the company’s members in an easy to read interface that allows user accessibility to high priced stocks through fractional shares. Anyone can use Stash, but young investors and beginners will benefit the most since there is no minimum to buy investments and the subscription fees are very inexpensive. Another great feature of Stash is that they streamline all of your finances by placing your checking account, brokerage account, retirement account and debit card into one all-inclusive app. Lastly, Stash is not a robo-advisor that uses a proprietary algorithm to automatically invest your money. Their approach is in fact a direct opposite that provides all of the necessary tools and instruction needed to choose the best investments, which makes them completely hands on versus an automatic hands off platform. Of course, there are many other great features including rewards and incentives so don’t hesitate and take a firsthand look at what they offer. You won’t be disappointed.
Nvstr
Nvstr is a very modernized investing platform designed by people with extensive knowledge of hedge funds that share a common goal to simplify smart investing. The collective experience of these seasoned veterans enables the platform's members to make wise investments and diversify their respective portfolios with a simple click. Nvstr features competitive brokerages, reasonable trading fees, low margin rates and a unique approach to trading that relies on the advice of knowledgeable investors versus technical charts and stock news. Whether you are a seasoned investor or new to the scene, this company is designed to elevate your investing and make it easy to build a portfolio that is optimized exactly to your specifications. Additionally, information is provided about the expected return on specific stocks and you can quickly see how any trader’s stock ideas have performed historically. There is even an “ask why” button that members can click on to gain advice from the original investor so they can be more successful traders. Best of all, Nvstr provides portfolio rebalancing that operates with a single click optimizer so investors can mitigate risks and improve their returns while the world’s best traders and analysts offer comparisons of selected stocks to similar stocks in common industries. It’s time to hop off the fence and take advantage of this unique and prosperous opportunity.
Ibotta
Ibotta makes it easy to save money while you shop. All you need to do is download the app onto your phone and start unlocking rebates for cash rewards. Next, you simply go shopping for the products you have unlocked and verify your purchases by scanning barcodes and submitting a photo of the receipt. That's all it takes and within 48 hours the money will be deposited into your Ibotta account. Time to take advantage of easy savings!
IPVanish VPN Service
IPVanish provides end-to-end encryption while allowing their users to appear in one of more than 75 different locations on a network that spans over 40,000 IP addresses on more than 1,300 servers. They deliver extremely high VPN speeds along with very secure connections that give their users the ability to surf the web anonymously from every corner of the globe. IPVanish is the only true Top Tier VPN service in the world, which means that they provide the best VPN speeds and the most secure available for up to 10 devices for each subscriber. The benefits of using a quality VPN service include stopping ISP interference, protection of your personal information while on public WI-FI, your online presence and information is privatized and you will be protected from hackers when you are using public WI-FI. This is the tip of the iceberg. Once you establish a VPN connection all of your online data (emails, instant messages, data transfers, online banking) pass through IPVanish’s encrypted tunnel. This effectively stops geography targeting in its tracks and you can easily bypass censorship and regional restrictions and access media and interactive websites from any device worldwide. You will happily be secure and safe anywhere and everywhere you go since IPVanish encrypts all of your traffic, ensuring your complete privacy and security.
Real-Debrid
Real-Debrid is a multi-hosting service that enhances your streaming experience by providing an unrestricted streaming and downloading service. It is the most popular service of its kind and Real-Debrid also alleviates buffering for the vast majority of Kodi add-ons that provide media content such as movies and television shows by accessing 56 different hosts that are on high-bandwidth servers, which makes your streams faster and more stable. To get started with Real-Debrid, you need to first sign up for an account and once this is done, you will be able to enjoy links from a wide variety of hosts that will provide you with an enhanced viewing experience.
